Insurance Coverage

Insurance coverage varies from province to province. Contact your insurance provider to learn if acupuncture is covered, here are a few questions to ask:

  • Will my plan cover acupuncture?
  • Do I need a doctor’s note?
  • How many visits per calendar year?
  • How much is the plan maximum?
  • Do I have a co-pay?
  • Do I have a deductible?  If yes, has it been met?
  • Do you accept electronic submissions (direct billing/eclaims).

The following insurance providers have approved acupuncture treatment from PTCMAAS (www.saskacupuncture.ca) members and CMAAC association members.  However, only the insurance companies themselves can officially approve a claim.  Please check with your insurance provider to be completely certain.

  • Saskatchewan Blue Cross
  • The Cooperators (no direct billing available)
  • Group Medical Services (GMS)
  • Standard Life
  • Great West Life
  • Green Shield (no direct billing available)
  • Claim Secure
  • Sunlife
  • Manulife

We are currently offering direct billing for select insurance companies and plans (listed below), if you would like your acupuncture treatment direct billed you will need your insurance card as well as a copy of your doctors note (if required by your insurance company).  These direct billing forms need to be completed before we can submit any claims  DirectBillingConsentForm.

  • Blue Cross (RCMP Medavie Bluecross does not cover acupuncture in SK)
  • Chamber of Commerce Group Insurance
  • Desjardins Insurance
  • Great-West Life (Canada post employees will have to submit manually)
  • Industrial Alliance
  • Manulife Financial
  • Maximum Benefit or Johnston Group
  • Standard Life
  • Cowan
  • Claim Secure

FYI: Your claim may be audited! One in twelve claims go through an audit. When this happens we ask that the patient pays for their acupuncture treatment up front and submits their own receipt or we can save you the paper work by submitting it on your behalf.   Your insurance company will reimburse you the money by mail or by direct deposit within a few days.